Blog
March 19, 2026
Why Local-First Personal Finance Software Makes Sense
For personal finance, local-first should be the default. Your net worth data belongs on your device, not someone else's server.
March 19, 2026
Manual Net Worth Tracking Beats Bank Sync for Most People
Automatic sync sounds convenient, but monthly manual tracking is often simpler, cleaner, and much more private.
March 19, 2026
Best Private Net Worth Tracker in 2026 (No Bank Login Required)
Comparing net worth trackers on privacy: no account, no bank login, no server, open source. Where each tool stands.
March 19, 2026
Net Worth Tracker Without Plaid — Why Manual Entry Wins on Privacy
Why you don't need Plaid to track your net worth. Manual entry takes 2 minutes/month and keeps your bank credentials private.
March 19, 2026
Offline Net Worth Tracker — Track Your Wealth Without Internet
A PWA that works without internet. Install it, go offline, and your net worth data is still right there.
March 19, 2026
Vaulted vs Monarch Money — Privacy Comparison 2026
Monarch Money costs $14.99/mo and requires your bank login. Vaulted is free, open source, and never touches your bank credentials.
March 19, 2026
Vaulted vs Mint — Why Mint Users Need a Private Alternative
Mint shut down in 2024. Most replacements want your bank login and a monthly fee. Here's the free, private alternative for net worth tracking.
March 19, 2026
Vaulted vs YNAB — Do You Need a $14/mo Budget App to Track Net Worth?
YNAB is built for zero-based budgeting, not net worth tracking. Vaulted is free, private, and purpose-built for watching your wealth grow.
March 19, 2026
Vaulted vs Copilot Money — Free vs $12/mo for Net Worth Tracking
Copilot Money is iOS/Mac only and costs $12.99/month. Vaulted is free, works on any platform, and keeps your data local.